Ratibi Card Salary Check: Online Balance Inquiry Transaction History

In todayโ€™s digital world, banking is literally at your fingertips, and First Abu Dhabi Bank (FAB) has made this convenience easily accessible. FAB is one of the most well-known banks in the UAE, offering a wide range of financial services to its customers. Whether you want to check your latest salary credit or confirm your available PPC balance, FAB provides several simple and reliable options to keep you informed.

This guide provides detailed information on how to check your Ratibi Card salary. By following our step-by-step instructions, you can check your FAB balance using various methods, including the online banking portal, mobile app, and SMS services. Letโ€™s get started!

What is a Ratibi Card?

The UAE is one of the worldโ€™s leading destinations for work and economic opportunity. People from many countries move to the UAE to earn a better income and support their families by sending money back home. However, a large number of workers do not have traditional bank accounts.

For such employees, the Ratibi Card provides a practical and reliable solution. It is a prepaid salary card that allows employers to pay salaries on a daily or monthly basis without the need for a bank account. The Ratibi Card enables employees to receive their wages, withdraw cash, and make everyday expenses easily.

It is specifically designed for staff members earning AED 5,000 or less per month. Regular monitoring of the Ratibi Card helps employees manage their finances, track spending, and detect any unauthorized transactions, making it a secure and convenient payment option.

How to do Ratibi Card Salary Check?

To check your Ratibi Card Salary, follow our step-by-step guide:

  • Visit Ratibi Prepaid Inquiry Portal.
  • Enter last two digits of card number.
  • Enter Card ID number.
  • Click “Go” to view remaining balance on Ratibi website.
Ratibi Card Salary Check
Image source: ppc.magnati.com

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Ratibi card Salary check by Mobile Application?

To check your Ratibi Card Salary from mobile app, follow our step-by-step guide:

  • Download FAB Mobile App for Android and iOS.
  • Navigate to login section or sign up with Ratibi Card Number, Card ID, Emirates ID, and personal information.
  • Access dashboard and select โ€œCheck Balanceโ€ or โ€œView Balanceโ€.
  • Select Ratibi Card to review current balance.
Ratibi Card Salary Check
Image source: FAB mobile app

How to Activate Your New Ratibi Card?

The Ratibi payroll card offers employees a variety of financial services without a traditional bank account, simplifying payroll and providing a smooth banking experience through the Payit mobile app. Here’s a step-by-step guide on how to activate the new Ratibi card:

Ratibi Card Salary Check
Image source: Payit mobile app

Download the Payit App:

The employee should first download the Payit mobile app from the App Store or Google Play Store, depending on their smartphone’s operating system.

Register on Payit:

Once the app is installed, the employee needs to create an account by providing their personal details such as name, email address, and phone number. The registration process is simple, and employees are guided through it step by step.

Link the Ratibi Card:

After the account is created, the employee will be prompted to link their Ratibi payroll card. This can be done by entering the card number and any other relevant details provided by the First Abu Dhabi Bank (FAB).

Verification:

The app will verify the information provided. Once the verification is complete, the card will be activated, and the employee can start using the full range of services offered by Payit.

Start Using the Benefits:

After activation, employees can access various features, such as checking their balance, receiving salary advances, making purchases, and sending money globally. The card can also be used for bill payments and phone recharges, making it a versatile tool for daily financial needs.

How to get a Ratibi Card?

To apply for a Ratibi card for employees, companies must have a corporate account with First Abu Dhabi Bank, employees must be UAE homeowners, and have complete KYC (Know Your Consumers) documents.

Ratibi cards are issued by businesses to employees, and staff members must have a valid residency visa. Employees will receive benefits such as salary discounts, travel insurance, and access to a variety of services.

What are the Ratibi Card Advantages? 

Ratibi Card offers employees hassle-free salary payments as it is a WPS-approved method. It provides free 24/7 access to ATMs. You can withdrawal cash any time. There are no monthly charges or fees. You can use simple PIN generation service. It offers free personal accident insurance. 

This Ratibi card bank gives you the facility of free SMS salary alerts upon salary credit. If you face any problem, contact on the customer support and efficient helpline. For this, you do no need bank account. Employees can withdraw money, send it to their native bank account, pay bills, and use the card for various purposes. The card is also government’s WPS-compliant. 

Steps to Apply for a Ratibi Card 

It is very easy process to apply for a Ratibi card from First Abu Dhabi Bank (FAB). The Ratibi card is designed to facilitate the salary payments for low-wage employees efficiently. Follow these detailed steps to complete the application in just a few steps:

1. Fill in the Ratibi Application Form

Obtain the official Ratibi application form from FAB. Complete the form by filling in the required company details such as:

Ratibi-Payroll-Card-Application-Form
  • Employerโ€™s name and company information.
  • Contact details (email, phone number, etc.).
  • Any additional required information as per FAB guidelines.

Ensure all details are correct to avoid delays in processing.

2. Complete the Employee Details in the Excel Sheet

FAB provides an Excel sheet template where employers must input details about their employees. The necessary information includes:

  • Employee names.
  • Identification details (e.g., Emirates ID or Passport number).
  • Job titles or designations.
  • Salary details.

Review the sheet to confirm all information is accurate and up to date before submission.

3. Fill the iBanking Application Form

To manage the cards online, you must fill out the iBanking application form. This form allows you access to online tools for managing and monitoring employee accounts, including:

  • Adding or removing employees.
  • Viewing transaction history and salary disbursement.

This iBanking access is critical for maintaining efficient card management and ensuring smooth operations.

4. Submit the Application Forms to Nearest FAB Branch

After completing the Ratibi application form, employee Excel sheet, and iBanking form, gather all documents. Submit the forms to the nearest FAB branch or send them through the official submission channels provided by FAB (such as online portals or dedicated customer service channels).

Ensure you retain copies of all submitted forms for reference. Once FAB processes the application, your employees will receive their Ratibi cards, which allows them to receive their salaries directly and access a range of financial services.

Make sure all forms are fully completed to prevent any delays in card issuance. Submitting accurate employee details is crucial for the successful application process. By following these steps, employers can ensure that their workers have timely access to their salaries via the Ratibi card, making salary management smooth and efficient.

Benefits of the Ratibi Card

The Ratibi payroll card provides a convenient and efficient solution for salary disbursement without requiring a traditional bank account. It offers benefits for both employers and employees, and employees can easily activate their card by linking it to the Payit mobile app, enhancing their banking experience.

Ratibi card Balance Check 

Employees can check their Ratibi card balance directly through the Payit mobile app. In just three simple steps, they can monitor their available balance, ensuring they stay updated on their funds without the need to visit a bank or ATM.

Obtain Salary in Advance

The Ratibi card offers a โ€˜Money on-demandโ€™ feature that allows employees to receive a portion of their salary in advance. This feature entitles them to access up to 50% of their salary as an advance, providing financial flexibility when needed.

Send Out Money Across Countries

With the Ratibi card, employees can send money to over 200 countries, eliminating the hassle of standing in long queues at exchange centers. This feature simplifies international remittances and helps employees send money home quickly and securely.

Recharge Phone and Pay Your Expenses

The Ratibi card enables users to recharge phone balances and pay utility bills such as Etisalat, du, Salik, and Mawaqif directly through their card. This makes managing everyday expenses easier and more streamlined.

Pay for On-store Purchases

The card can be used for cashless purchases at over 5000+ stores across the UAE, giving employees the freedom to shop without carrying cash. It is widely accepted, making it a versatile payment tool for everyday transactions.

FAQs

To check your Ratibi card balance online, visit the official FAB Card Enquiry page, input your card’s last two digits, enter your card ID, and click ‘Go’.

Ratibi is a salary payroll solution for employees earning up to AED 5,000, providing them with a prepaid card without the need for a bank account.

Conclusion

This article provides you information for Ratibi card salary check. The is a bank prepaid card for staff earning AED 5,000 or less monthly, offering services like personal banking, corporate finance, and investment solutions. It requires a corporate account with First Abu Dhabi Bank, UAE homeowners, and complete KYC documents. 

Ratibi cards offer hassle-free salary payments, 24/7 ATM access, no monthly charges, simple PIN generation, personal accident insurance, and SMS salary alerts. Employees can withdraw money, send it to their native bank account, pay bills, and use the card for various purposes. To activate the card, download the Payit app, register, and verify information. 

This card provides you many benefits. If you are living in Dubai or on visit visa, must apply for this card to get your salary on time and hassle free transections.

Information Source:

PPC magnati website for ppc inquiry
https://ppc.magnati.com/ppc-inquiry
https://www.bankfab.com/en-ae/v1/personal/prepaid-cards/ratibi

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